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Geocaching Outdoor Recreation and Adventure

by

Robin Shortt

Geocaching, have you tried out this new high – tech hobby yet? Its getting,

very popular! What is it? Geocaching is a fun adventure game for GPS users.

The idea is to have different groups both individual and organized set caches up all over the world and then share the locations of these caches on the internet.

After finding the location coordinates GPS users can then locate the caches.

As caches are discovered, the finder will usually enjoy a variety of treasures.

Geocache Treasure or Rewards

The only thing the treasure finder is asked to do on finding a cache is to add something themselves.

All the visitor is asked to do is, if they get something they should try to leave something for the cache.

This sure is a great way to be outdoors and enjoy the adventure and thrill of the hunt!

What things might you find in a cache, all depends on its size,the log book, non-perishable food items, books, toys, cds.

Besides the rewards, caches most often contain a log book of sorts that the cache hunters can leave a log entry or note for those future cache hunters.

http://www.geocoins.ca/

What Is GPS

The GPS letters stand for “Global Positioning System,” there are a series of about two dozen satellites in a low earth orbit that constantly broadcasts their position.

The receivers then triangulate on these signals and determine where you are on the earth’s surface. After selecting a cache, entering the coordinates into your GPS receiver, the receiver will then show you just how far away the cache is and in what direction it is in.

What Makes This So Exciting

The truth is getting to the cache is where most of the fun lies.

Just think about it, even if you know exactly how far and in what direction to go,

what obstigals lie before you. A forest, a highway, swamp, mountain and many other impassible barriers. The idea is you need to find your way around these obstigals.

Remembering to stay within the law, getting permission when necessary to cross private property. Most caches are accesssable throught public land anyway.

http://www.brillig.com/geocaching/maps.shtml

Whats The Cost

To participate in geocaching is completely free, although you will need a GPS receiver. They will generally run you around a hundred dollars and up to buy one.

Other than that its free. You should always remember to carry some extra cash, for

ovious things like gas for your car, parking, munchies, etc.

Did you know that on May 2nd, 2000 Dave Ulmer placed the first cache near Portland

Oregon. The birth of geocaching.

Val and Robin Shortt are experienced campers and own three outdoor websites. For more information on gps, camping, hiking and more tips like these on Camping Equipment

sign up for their Free newsletter.

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Geocaching Outdoor Recreation and Adventure

2012 Kentucky Derby Future Odds – May Be the Bet of a Lifetime

Wynn Las Vegas has updated its 2012 Kentucky Derby future odds and, probably not surprisingly, Union Rags is the 10-to-1 favorite. He is followed by Hansen at 18-to-1 and Creative Cause at 20-to-1.

Below is a look at the top contenders, according to Wynn Las Vegas.

Union Rags (Open 60-to-1; Current: 10-to-1)–Suffered a tough head loss when 2nd to Hansen in the Breeders’ Cup Juvenile. The son of Dixie Union won his previous three starts, including the Grade 1 Champagne. He is slated to make his 3-year-old debut in the Feb. 26 Fountain of Youth Stakes at Gulfstream Park, according to trainer Mike Matz.

Hansen (Open: 250-to-1; Current: 18-to-1)–Capped a perfect 3-for-3 campaign with a win in the Breeders’ Cup Juvenile. The son of Tapit won the Kentucky Cup Juvenile on polytrack at Turfway Park prior to the Breeders’ Cup. Hansen is proven over the Churchill Downs strip and distance doesn’t figure to be an issue with this one. Speculation is he will make his 3-year-old debut in the one-mile Holy Bull Stakes Jan. 29 at Gulfstream Park for trainer Michael Maker.

Creative Cause (Open: 125-to-1; Current: 20-to-1)–The son of Giant’s Causeway hit the board in all five starts as a juvenile, including wins in the Grade 2 Best Pal Stakes at Grade 1 Norfolk. He was beaten just a length in the Breeders’ Cup Juvenile in his final start as a 2-year-old. Trainer Michael Harrington is pointing Creative Cause to the Grade 2 San Vicente at Santa Anita on Feb. 19.

Gemologist (Open: 150-to-1; Current: 25-to-1)–Completed a perfect 3-for-3 juvenile campaign with an impressive win at churchill Downs while making his stakes debut in the Grade 2 Kentucky Jockey Club Nov. 26. Trainer Todd Pletcher has yet to commit to a next race for the son of Tiznow, but the Southwest Stakes at Oaklawn Park appears to be on the radar.

Secret Circle (Open: 150-to-1; Current: 35-1)–Unbeaten in three starts, Secret Circle followed up his Maiden win with victories in the Jack Goodman Stakes at Santa Anita and the Breeders’ Cup Juvenile Sprint at Churchill Downs. He has yet to go a route of ground, but the son of Eddington’s pedigree suggests distance shouldn’t be a problem. Secret Circle is likely to prep for the Derby at trainer Bob Baffert’s Southern California base.

El Padrino (Open: 250-to-1; Current: 35-to-1)–The son of Pulpit has garnered some early buzz following his 3rd-place finish in the Grade 2 Remsen while making his stakes debut at Aqueduct Nov. 26. He has just a Maiden win to his credit, but El Padrino hails from the powerful Todd Pletcher barn and appears one to watch.

Article Source: sooperarticles.com/gaming-articles/online-gaming-articles/2012-kentucky-derby-future-odds-may-bet-lifetime-740103.html

About Author:

An ardent fan of horse racing for years, I am extremely passionate about writing articles on adventurous topics on the lines of new developments in sports, online games as well as other fields. You can find articles regarding Horse racing industries and interesting facts about the understanding of horse games. To know more about horse racing games online and related information log on to horseracegame.com. Author: Lee Lane Edgar

Today, the internet industry is getting viral these days and most of the businesses have shifted their plans over here, therefore, the birth of market speculation created a state of Chaos for readers, users, business entrepreneurs, vendors, investors, and others.

Now it has become an insignificant war today, if you want to grab more sales, you can get paid views, social media campaigns and other associated services offered by several networking agencies, but the problem still lies beneath the ocean, how can we decide which is the best for what? Here the role of writers begins, now the writing industry is the most specialized industry giving a new face to the entire internet where the internet is overloaded with repeated information, yes, repeated information. Luckily, I got an offer from accidentally applying when I was searching for the job. You know how it is difficult for a job seeker to find the best available job online, this decision took 15 hours of painful brainstorming as I was waiting for the reply.

It has paid me when I started working on the first task, regardless of average stuff and repeated writing pattern, I got the attention of the search engine and my pages were ranked better.

I then switched to polish my skills and start reading the articles, it dynamically changed my thinking attitude, it’s what everyone must try. Actually it is not about writing, it is all about your thinking pattern. I feel blessed today that my decision was right.

Five Ways to Improve Your Health in Texas

In this section, we will discuss healthy living in Texas.

Sadly, Texas has the worst healthcare system in the country, which may account for 90% of residents developing at least one chronic condition before they reach 65.

Fortunately, there are better lifestyle choices, so we should bounce right in to figure out how.

Engage in Physical Activity

Unfortunately, obesity, which affects more than one-third of Texas residents, is one of the most significant health issues. Although exercise is a great way to lose weight and lessen the long-term effects of obesity on the body, it is not the only reason to be active.

Physical activity has a significant impact on a person’s overall health, and if you exercise for the recommended two and a half hours each week, the following things occur:

• Strengthening your heart lowers your risk of heart disease, high cholesterol, and high blood pressure.
• You burn excess sugar, lowering your risk of metabolic syndromes, thyroid dysfunction, and type 2 diabetes.
• Strengthening your bones and muscles lowers your risk of fractures, weak joints, arthritis, and muscle wasting.
• Additionally, if you exercise to improve your overall health, you lower your risk of developing a variety of cancers.

Develop healthier eating habits

Poor eating habits and unhealthy foods can significantly impact your health. Unfortunately, many people eat poorly because they are unaware of how many common ingredients are bad for you.

Avoid these to eat healthier:

• Energy drinks, spaghetti sauce, candy, and anything marked “low-fat” or “sugar-free” contain artificial or added sugar.
• Apple sauce, relish, canned fruit, and ketchup are foods containing high fructose syrup.
• Things with MSG, like pizza, potato chips, frozen dinners, and broth.
• Ice cream, coffee creamer, and cottage cheese are all made with carrageenan.
• Jams, pickles, condiments, and fruit juice are examples of foods containing sodium benzoate.
• Fruity candies, flavored instant oatmeal, and sports drinks are products containing artificial flavoring.
• Healthy eating strengthens every vital organ, maintains a healthy weight, and strengthens your immune system.

Treatment for mental health issues

Depression, anxiety, psychotic disorders, and eating disorders are common mental health issues in Texas. Although mental health is important on its own, not many people know that mental health impacts physical health.

Negative mental attitudes and untreated mental health conditions have been linked to the emergence of:

• Diabetes
• Asthma
• Cancer
• cardiovascular disease
• Arthritis

These mental health conditions can help alleviate psychological suffering while protecting the body from potential harm.

Consider talking to your doctor, taking up a relaxing hobby, going outside, or getting together with other people if you think your mental health could improve or if you have a mental illness. Also you can take marijuana if you are having some health issues. If you are not a resident you can always apply for medical marijuana card to get the dosage in the right proportion.

Benefits of Medical Marijuana

There are numerous ways medical marijuana can significantly improve a Texan’s health. Compared to the rest of the nation, only about one-sixth of adults in Texas use tobacco.

• Smoking weed is a superb option in contrast to smoking cigarettes since it’s sensationally more sound and improves at lessening pressure. In comparison to the other benefits it offers, cannabis’ ability to assist smokers in quitting tobacco is a minor benefit.
• Cannabis is a healthier alternative to numerous toxic drugs that can harm the body for life.
• Cannabis relieves chronic pain, anxiety, nausea, depression, cognitive degeneration, and other conditions by activating the body’s natural endocannabinoid system, which maintains homeostasis (equilibrium, peace, and stability).
• Marijuana suppresses growth development and kills disease cells.
• In patients with diseases like multiple sclerosis, cannabis restores mobility and stops immune cells from changing.

There are numerous other excellent advantages marijuana provides, not just these five. To obtain a Texas medical marijuana card and use cannabis to prevent or treat illness, visit Dr. Weedy.

Get More Sleep

On average, 35 percent of Texans do not get the seven hours of sleep that are considered to be necessary for an average adult.

Getting sufficient rest is indispensable to an individual’s well-being since that is the point at which the body does most of its essential well-being support:

• A healthy immune system requires the production of cytokines responsible for healing any damage, eliminating toxins, strengthening, growing, regulating stress, and burning fat.
• A prolonged lack of sleep can weaken the heart, brain, immune system, metabolism, and other systems.
• Take melatonin
• use aromatherapy
• limit screen time before bed
• change your work or sleep schedule, or get your energy out during the day if you struggle to get enough sleep.

Final Words

In conclusion, Texans are not as healthy as they could be, just like many other states. Fortunately, the Lone Star State has a lot of ways to make your life healthier. You can essentially work on their well-being by getting active work, practicing good eating habits, dealing with their emotional well-being, utilizing pot, and getting a lot of rest.

How Cutting Edge Technology Is Used For Waste Oil Heaters

by

Claire Winters

Today, a corporation cannot afford not to pay heed to their environmental waste responsibilities; it is just not good politics. Unable to rationalize further, dismissing the social responsibility we each have since technology has made such advancements. However, many hesitate to part with money today that will save them bundles in the long term and keep the earth a better place. Business owners thinking like that are running the risk of creating all sorts of public relations challenges, besides failing to invest in their long-term success. Able to keep a good relation within the community, many companies have found it really does pay to spend a bit now to save a great deal later. One sure way of doing that is by utilizing a waste oil heater during the cold months.

To help the earth, not every industry has figured out effectively enough how to use waste to save money while helping the world. It is fortunate if the option to make such a choice is facing you. Frequently, steps that are taken to help the environment are costly up front nevertheless the technology does exist that can help soften the blow to our earth and in the long run save money. It makes sense to act now when the potential is there to make your money back after as little as two years. Utilizing your waste items your business generates is a great step in the right direction as a business owner when you in the end making more money for the company. Your further profiting as a business since your earning the respect of your community once they realize how you are positively helping the world in which we all live.

For any business that yields waste oils, waste oil heaters are extremely wise investments. The heaters have been built to thoroughly handle the job of using much of your product that would normally be a potential environmental hazard. In about a year, you can practically wipe out all costs pertaining to heating your facility which is a huge plus. These heaters are really affordable you will simply be surprised. Add to that the fact that most make their money back in a very short time, and at the very least, it is a savvy move to make the change immediately.

Rather than spend money disposing of harmful waste, your able to take that generated waste, transform it into a fuel your able to heat with which is a win on countless levels and a money saver too. Meant to work efficiently, these heaters will burn much cleaner than the heaters you use currently. You lessen your dependency on outside fuels too by using the waste your own business yields for your own heating needs, making a far less effect on the environment. You can see why it is such a wise idea on many degrees.

Regular gasoline, diesel fuel, kerosene, transmission fluid and other synthetic or non synthetic oil under fifty weight can be used to heat with these specially engineered heaters. To have such advanced technology available is really exciting when considering everything they accomplish simultaneously. Not only intelligent but responsible also, obtaining a waste oil heater is a move any business will be cashing in on for many years to come. No more totally wasting business resources as your turning waste into income. Save yourself a lot of money while gaining a much better ranking in the community by checking out these waste oil heaters and the positive aspects will astonish you.

Industrial Solution delivers a sensible approach to the increasing cost of the typical gas furnace; a

waste oil heater

. Check out

industrialsolutions.us

to learn more specifics about Industrial Solution.

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How Cutting Edge Technology Is Used For Waste Oil Heaters

Norman’s Rare GuitarsNorman’s Rare Guitars is an older Los Angeles Guitar Store which opened its doors to the public in 1975. Norman originally opened his business in the San Fernando Valley. Norman has aggregated a grand master collection of Vintage Guitars over the years. Gretsch, Rickenbacker, Martin, Fender and Gibson are just a few of the guitar brands he has available. Over the years Norman has earned substantial credibility with many famous bands as well as recording artists.Voltage GuitarsThe owner of Voltage Guitars is Lloyd Chiate. Because of rising Hollywood Store Rents and a general economic climate shift, Voltage Guitars was of 2008 strictly operates online only. However the brick and mortar portion of his business lasted 23 years. Voltage Guitars was known to carry the rare ’22 Martin Brazilian Rosewood Acoustic Guitar as well as the Dual-Neck Rickenbacher. Lloyd Chiate is the creator of the Chiate Guitar so this Los Angeles Guitar Store screams tradition.Guitar CenterThe Guitar Center is a Los Angeles Guitar Store that also operates a large e-commerce store on the internet. It’s much more of a modern guitar shop than the first two stores reviewed in this article. One customer attempted to order a used guitar from them so he could give it to his son for his birthday. One employee told him he could order the guitar and the other one said he couldn’t. Later he decided to visit the store on Ventura Blvd. and he ended up getting along great with the manager down there. He was able to get the guitar he wanted for his kid so everything turned out just fine.Another customer mentioned that this Los Angeles Guitar Store has a stereotype of being overpriced. However this customer believes that if you just take a bit of extra time to plan your shopping scheme you will have more lower priced purchasing options available to you.California Vintage Guitar & AmpCalifornia Vintage Guitar & Amp. is a Los Angeles Guitar Store based out of Sherman Oaks, CA. right smack dab in the middle of where the major Television Studios, Music Recording and Los Angeles Film giants reside. This company not only actively sells Vintage Guitars but also sells Guitar Amplifiers and modern stringed instruments. They have been selling guitars in Southern California since 1968 and they consider themselves a small personalized Guitar Shop and not an impersonal conglomerate.Their showroom has a nice professional open look to it and was originally created by the famous Mary Ann Jones. If you watch a lot of local Los Angeles TV chances are you’ve seen this store advertised. And finally all the employees that work at California Vintage & Amp are also professional musicians and are very qualified to help you choose the Guitar Brand that will fit you and your budget the best.Westchester MusicWestchester Music doesn’t carry just new Guitars, they carry used ones as well. If you need Guitar Accessories or Guitar Amplifiers you will be in luck if you shop here. Oh yeah they also carry Guitar Parts and strings. If you need repair work done on your instrument, some guitar tuning or just general maintenance done for your acoustic or electric guitar you are in good hands here. Westchester Music also services Tube Amplifiers and Bass Guitars. If you need your Buzz Feiten Tuning System adjusted they are authorized level 2 retrofitters. Finally they are just a mile or so from the LA International Airport and are a Los Angeles Guitar Store you can trust.Vasquez Guitar ShopVasquez Guitar Shop is another Los Angeles Guitar Store that has amassed a ton of credibility over the years. German Vasquez Rubio is the owner and also happens to be a master luthier. One of his talents is building classical and flamenco guitars from scratch and what he charges for this won’t force you to sell your farm anytime soon anyway. One customer that purchased from Vasquez Guitar Shop claimed that his guitars play and sound better than comparable instruments selling for double the price. You can also find the Mexican Vihuela and some other guitar variants for all of you who are searching for ethnic instruments.Valdez Guitar ShopValdez Guitar Shop was founded by Arturo Valdez and is a very unique Los Angeles Guitar Store with lots of long standing tradition. Arturo Valdez started this business in the late 1960?s. During his tenure he has put together as well as repaired thousands of guitars. Arturo has some extremely famous and successful people as his clients like Eric Clapton, John Lennon and John Denver. Arturo has developed his own unique line of classical as well as Flamenco Guitars which frequently sell for thousands of dollars each. However for small Guitar Tuning Jobs and things of that nature he is known to charge very reasonable prices.Musicians Supply Shop, Inc.The Musicians Supply Shop is a Los Angeles Guitar Store owned by Paul Shultz. They are the most established Print Music Store in LA. They are also known to be able to locate any type of sheet music you can think of if you just send them an email. They claim that there’s no style of sheet music that they don’t carry and they also have connections with all the major music publishers. They have some very impressive clients such as the Motion Picture Industry as well as major Universities like USC and UCLA. This is the official “go to” place in Los Angeles for print music! And if the Musicians Supply Shop doesn’t have what you’re looking for, they can get it very quickly.Guadalupe Custom StringsIf you need the highest quality custom guitar strings money can buy, take a stroll into this Los Angeles Guitar Store someday. These custom guitar strings are hand made by professional musicians for musicians. Each of these strings are wound by hand individually, and are custom built for each instrument to ensure the best durability, tone and playability. Guadalupe Custom Strings are built by hand so as a general rule they will last longer, sound better and tune up easier and faster.

Mental health has many faces. You wake up and feel anxious, worried, not motivated, tired or hopeless. You might want to work on your goals and get things done but you don’t know why you can’t do it. Mental health can cause different types of problems. It can change the way you feel about yourself, people and life.

There is hope. Things can improve. Things can be different. You can become self-aware, understand mental health and use the information you learned to make things better.

Ask The Right Questions – Control Mental Health

How important is mental health? Managing mental health is very important – it can change every part of your life or the life of someone you care about. It can affect everything. Health, happiness, relationships, family, friends, how you think about yourself and others, career/school, social life and more. Discover your reasons why it’s important to control mental health. This gives you the motivation to control it, especially during hard times.

These are some reasons to manage mental health. What matters to you the most?

For yourself (so you can be there for others)

To be happy

For family and children

For friends

For pets

To help others

To reach your goals

To enjoy life

To have a good job or career

Do hobbies

Try new things

Meet new people

Enjoy nature

Watch more TV, more music

Who Is Affected By Mental Health?

About 1 out of every 4 people have a mental health condition. It affects over 450 million people around the world. There are many people who don’t know they have a mental health problem.

Mental health conditions have many faces. It can show up as physical, emotional or psychological symptoms. Emotional symptoms can be sadness, worry, irritability, anger, anxiety and discontent just to name a few. Physical symptoms can include fatigue, chest palpitations, dizziness, muscle aches and pains and more.

There are 3 main ways to deal with mental health:

1. Learn more about yourself and/or the person who has a mental health condition.
2. Find necessary and useful information about mental health.
3. Use information to control mental health – now and in the future. If you don’t use what you learned, then it won’t help you.

1: Living With Mental Health:

When you know yourself or the person dealing with mental health problems, it’s easier to control the condition! Self-awareness is very important.

Private self-awareness: This is when you’re aware of who you are on a personal level. This is what you see in the mirror; how you feel or act on this level.

Public self-awareness: This is when you’re aware of how you look to other people. This could be at public events, crowds, concerts and other places.

Learn how to spot symptoms: Sometimes, you might feel something is wrong but you don’t know what it is. It could be a mental health condition but it can show up in different ways. For instance, anxiety can sometimes show up as feeling nervous, worry, sweating or you can’t concentrate. It’s hard to know its anxiety because sometimes symptoms will change. Symptoms can change with each episode or over time. When you learn about your symptoms, write it down. Write down at least 3 things that help when you have a certain symptom. When you have these symptoms, look at your list and you will know what helps. When you know more about symptoms, then you can learn to control them.

2: Get information About Mental Health:

There is a lot of information about mental health but not all of it is accurate. When you’re looking for helpful information, make sure the person or organization providing it is a good source. Make sure you use credible sites like WebMD, Mayo Clinic or government sites like the National Institute of Health (NIH). It’s important to make sure the information you’re getting is accurate and up-to-date.

3: Use Mental Health Information & Live Better:

Just knowing about mental health isn’t enough. In life, school, work, sports, relationships and more, you need to use what you learned to get the results you want. For example, with depression symptoms, you or your loved one can feel sad or down. You can learn what to do in a book or online but you need to write down what you learned, review it and use it. It’s hard to remember what you learned and what to do when you’re dealing with a mental health crisis.

Don’t suffer in silence if you think you have a mental health condition or have been diagnosed with one. You’re not alone. It’s okay to ask for help. It takes a strong person to ask for help. Learn more below about our mental health book written by a registered nurse or check out mental wellness coaching for more help.

Control Mental Health and Win:

Learn More. Control the Condition. Live a Better Life

By Joanie Winberg

Most people are looking for happiness and long for that true feeling of success, peace and serenity. It’s what we all strive for in our fast paced lifestyle. ‘Being happy is a choice you face every day of your life. Laughter and a sense of humor will not only help you feel better, it will help you instantly shift to high positive energy and diffuse a stressful situation,’ states Joanie Winberg in her book, Rising to the Top, A Guide to Self Development. And while we all know that happiness can help with stress, did you also know that it can be a decisive factor in your success, your rise to the top. The ability to reach all your goals and finally make the kind of money you always knew you were capable of making, lies in finding your happiness within.

As a speaker and coach, Joanie Winberg’s passion is to provide practical solutions to living a happier life, everyday. She offers the following advice on how you can have more happiness and contentment in your life, each and every day.

The pursuit of happiness begins with the gift of laughter and learning to slow down and have fun. Taking just ten minutes a day can make a huge difference in your life. Not taking that 10 minutes a day to recharge your batteries and keep your energy tank on full, is like trying to run your car on empty; you are stuck, you can’t go anywhere, you have nothing left to give. Just ten minutes a day allows you to be the best you can be for your family, your business, and especially yourself. This can be ten minutes spent to connect with your loved ones, listen to your favorite music, or ten minutes just to go out and smell the roses (literally). Although, there are no right or wrong ways to do this, find what works for you, your style, your needs, and your schedule. Keep it simple so it feels more like a lifestyle change than a chore.

Many find peace and happiness in keeping a gratitude journal, writing down daily five things they are happy for. What works even better is to journal after you’ve listened to a motivational CD, such as the one found in Winberg’s 40 Days to a Happier Life Kit. When you listen to daily motivational messages, and then write how they can apply to your life, it gives you the power to do more, be more, and succeed in all you do.

It’s also important to celebrate and treasure your talents and strengths within. Make it a point to celebrate every step of the way, no matter how small, by doing something special for yourself. You know what treats make you feel good. For some it’s a rich chocolate dessert, for others a fresh vase of flowers to decorate the office. Whatever works for you, make it a point to do it for yourself on a regular basis.

You also need to rise above the self-doubt and lack of confidence to find your true magnificence. Think about your strengths and personality qualities and make a list. So often times we all focus on the negatives of what is wrong with us. Instead, focus on the positives and see how magnificent you truly are.

Another way to fulfill your pursuit of happiness is to give back. How great does it feel when you do something for someone else and expect nothing in return? How great does it feel to know that you are making a difference in the lives of others? Winberg can attest to the positive benefits and how by helping others, her life changes for the better too. She is more energized and more confident. Winberg has been making a difference with her weekly Happy Wednesday Motivational Boosts, her work for Habitat For Humanity, and most recently at Children’s Hospital in Boston. There she is helping to raise funds for their Music Therapy Program by donating proceeds from her book. It’s been proven that music therapy provides distraction, temporary pain relief, entertainment, and communication opportunities for non-verbal and verbal patients. These are important components of healing during hospitalization. The goal is to sell 1000 books to raise $10,000 and she’s determined to do it.

Think about what you can do to give back. Many fear doing this, as they just don’t know where to begin. It all begins with taking that first step; finding a charitable organization that is helping others, and then doing your part. The good thing is it doesn’t always take money; your time can be just as valuable. And as Winberg shows, your creativity can too. Think of ways that you can use your products or services to benefit others and then go out there and do it.

What else can help you in your pursuit of happiness? Many find that financial freedom and independence is important. Jim Rohn states in Rising to the Top, ‘A little phrase that philosophically and economically changed my life is, Profits are better than wages. Wages make you a living but profits make you a fortune. First do it yourself – learn how to do it yourself – then find a need someone has and get someone else to render that service, and then someone else and then someone else. Teach them the same, and the principles of economics and capitalism, and how to go from pennies to fortune are so simple.’ Again, apply this to your life and your career and see how you can start making your fortune.

About the Author: Winberg, as a professional coach and speaker/trainer can be instrumental in helping you achieve all your goals. Stop by her site at Happy Wednesday, happywednesday.com for additional information and to sign up for her weekly motivational boosts.

Source: isnare.com

Permanent Link: isnare.com/?aid=128997&ca=Self+Help

By Lauren Dzuris

A lot of us made the mistake of hurting our credit score. This can easily be done, and when it does it may take years to improve. Credit scores are what help us get a home, a new car, and a loan for the more expensive things we can’t afford all at once. With a bad score, we often find it hard to get what we want, get a good interest rate, and we are often denied a loan from banks.

Although credit scores take a while to turn around, it can be done. With the right help, patience and a lot of discipline, you can have a score that exceeds 800 if you really want!

A problem that you may be facing right now is just getting a credit card. When we have a bad score or no credit history, it can be hard to get a credit card company to accept you when you apply. They will most likely deny your application, and leave you searching still. If you find this happening to you, there are ways to go about getting a credit card. Here are some things you may want to try if you’re looking to get a credit card with bad credit.

Go to your bank: If you’re looking to get a credit card with or for bad credit, you may want to start at your bank. Talk with someone that works there and explain your situation, and exactly what you want. You will find that they can help you find a credit card for your situation, and they may give you details on how to improve your score and get back on track.

Try a secured card: Secured cards are great because they show that you’re disciplined and really trying to improve your score. When you get a secured card, you are giving banks money beforehand so that you can pay your bills no matter what. Also, you won’t be able to dig yourself deeper into the hole with a secured credit card. Instead, they help you turn your score around by making yourself become disciplined and by not allowing yourself to take on more debt.

You can find secured credit cards online. There are several helpful websites out there that provide many different secured cards. Simply search online, and you will be able to find exactly what you’re looking for.

Getting a credit card for and with bad credit isn’t hard to do. You may be limited, and it may be hard to know exactly what to look for, but if you talk to someone either at a bank or get help online searching for one, you will be able to find a credit card very easily.

Now is the time to improve your credit score. Just be paying your bills on time, by avoiding more debt, paying off existing debt, and by having discipline, you can get the score you want. Earning a good credit score isn’t hard to do. It also has several benefits!

About the Author: Find the best Credit Card for Bad Credit as well as more of my work at FindSecuredCards.com.

Source: isnare.com

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Submitted by: James Brown

Many people are unfamiliar with online trading and are apprehensive about using the internet to build funds for retirement. Most people in the world are unschooled about how investments work and have no ideas about how to use the various accounts for online trading to build money for special projects or a personal retirement account. Most people are unsure about which path to take to participate in online trading practices and which broker should be used to set up an account.

The accounts for online trading are as unique and individual as the person or persons that select them and there are many online trading options available because people can choose to invest as a corporation and keep some accounts for personal use. An individual would be interested in doing business with an online brokerage firm that offered the standard account offerings, and those accounts for online trading that established an individual retirement account.

All of these accounts for online trading are beneficial at tax time and provide an investor with a considerable number of tax shelter options. Joint tenants and those that are making investments on behalf of a guardianship can design accounts for online trading to meet individual trading needs that will be just right. The individual investor can learn about accounts for online trading that build retirement funds, and know whether a traditional individual retirement account is the best option or if Roth IRA’s would be better for certain investment purposes.

There are special styles of accounts used for online trading that will fit in well with a larger number of people at one time. The specialty accounts for online trading can be established as corporate accounts, or those that will clearly require the assistance of a broker as each trade is made. These specialty accounts for online trading can be tailored to meet the needs of someone who is self-employed. A sole proprietorship account is beneficial at tax time, as is accounts established for a partnership. There are many online trading options to explore when selecting an online trading account.

Some people turn to a broker for advice on any online trading decision. There are many online brokerage firms that provide advisor services that are second to none. Busy investors might prefer to get advice on a vast portfolio and use the advice of a seasoned trading professional to extend the girth of that portfolio even further in a specific period. The various software platforms allow online traders to view various portfolio products at one time and manage the trades using real-time environments. The low fees associated with each of these accounts allow investors to make profits on a regular basis.

Some accounts for online trading are riskier than others and online investors will some to trust the advice provide from brokers that work for certain firms. The guidance provided to online investors will allow many transactions to take place throughout the year, and online information resources will give investors a heads-up on which stocks, options and currencies trades are very popular during any trading day. The well-informed investor can use the accounts for online trading to create a portfolio with excellent earning potential. The low transaction fees charged by online brokering firms make establishing online trading accounts a viable option that will continue to be profitable when the right platform tools are used.

About the Author: James Brown writes about

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